Establishing a bank account is one of the most important things to do upon arriving in the US. Depositing the cash, checks etc by establishing an account is not only safe but also helps in creating a credit history. Students would do well to visit the bank on campus or one that is very near to. Several universities now have bank representatives attending the international student orientation. All international students MUST attend this orientation. They may establish their account during the orientation. Also, seniors may assist the new comers to choose a good bank. One should pay attention to the maximum limits that they can use to transfer without breaking any laws. Discussing the limitations and rules with the bank representative is best to avoid unintentional mistakes.